1. HECM Equity Mortgage Education

Clear, plain-English education about HECM Equity Mortgages, including how they work, available payment options, homeowner responsibilities, eligibility considerations, and how home equity may fit into retirement planning.

Based in Lake Oswego, Oregon, Strategic Housing Wealth provides educational guidance to help homeowners and families better understand their options before making an important financial decision.

2. Retirement Mortgage Consultation

A personalized review of mortgage and home equity options for homeowners approaching or already in retirement.

Explore how different mortgage strategies may affect monthly cash flow, housing expenses, available home equity, and long-term financial flexibility.

3. Reverse Mortgage Education

Plain-English education for homeowners who want to better understand reverse mortgages and HECM options.

Learn how these mortgages work, eligibility considerations, ways proceeds may be received, homeowner responsibilities, and how home equity may fit into a broader retirement strategy.

4. Home Equity Options Consultation

A no-pressure educational consultation for homeowners who want to understand available home equity and mortgage options before making a financial decision.

Options are explained in clear, understandable language, with time provided for questions and consideration of individual retirement and housing goals.

5. Retirement Cash Flow Review

A review designed to help homeowners understand how housing expenses and available home equity may affect retirement cash flow.

Explore mortgage and home equity options that may provide additional financial flexibility and reduce reliance on other retirement resources.

6. Housing Wealth Strategy Review

A strategic review of home equity as part of a broader retirement plan.

Explore ways housing wealth may complement retirement income, savings, investments, housing goals, and future financial needs.

7. HECM Line of Credit Education

Learn how a HECM line of credit works, including access to available funds, the unused line-of-credit growth feature, homeowner responsibilities, and ways a line of credit may be incorporated into retirement planning.

The goal is to help homeowners understand the mechanics, potential uses, and important considerations before deciding whether this option is appropriate for their circumstances.

8. Home Equity Income Strategy

Education about ways eligible homeowners may access a portion of their home equity to supplement retirement cash flow while continuing to own and live in their home, subject to applicable loan requirements.

Explore how housing wealth may provide another financial resource during retirement.

9. Retirement Portfolio Preservation Strategy

Educational guidance about coordinating housing wealth with other retirement assets.

Explore how access to home equity may provide an additional source of funds and potentially reduce reliance on investment portfolio withdrawals during certain periods of retirement.

10. Retirement Income Flexibility Review

A personalized review of how available home equity may provide another source of financial flexibility during retirement.

Explore how housing wealth may work alongside Social Security, pensions, savings, investments, and other retirement resources.

11. Mortgage Strategy Review for Homeowners 55+

A personalized review for homeowners age 55 and better who want to understand available mortgage and home equity options.

Explore how different options may fit individual retirement, housing, cash-flow, and long-term financial goals. Eligibility varies by loan program and individual circumstances.

12. Aging in Place Financial Strategy

A focused review for homeowners who want to remain in their homes as they age.

Explore how available housing wealth may help address retirement cash flow, home improvements, accessibility modifications, care expenses, and other future financial needs associated with aging in place.

13. In-Home Care Funding Options

Educational guidance for homeowners and families exploring ways available home equity may help address the cost of in-home care and other aging-related expenses.

The discussion focuses on understanding available financial options while supporting the homeowner's housing and care goals.

14. Family Care Planning Consultation

An educational consultation for homeowners, adult children, and families evaluating the financial side of aging and future care.

Explore the role housing wealth may play in addressing care expenses, retirement cash flow, aging in place, and other long-term housing needs.

15. Retirement Housing Options Review

Explore mortgage and home equity strategies related to remaining in your current home, relocating, downsizing, right-sizing, or purchasing another home during retirement.

The review is designed to help homeowners better understand the financial options associated with different retirement housing decisions.

16. HECM for Purchase Education

Education about using a HECM for Purchase to purchase a new principal residence.

Learn about eligibility considerations, required funds, homeowner responsibilities, and how this option may help qualified homeowners purchase a home that better fits their retirement lifestyle and housing goals.